Question 1

Can I apply if I have taken a crop loan (KCC)?

Accepted Answer

If you have a Kisan Credit Card (KCC) and took a loan for Rabi crops, the bank usually deducts the premium automatically. Check your bank statement to confirm. If deducted, do not apply again.

Question 2

What if I miss the Dec 31 deadline?

Accepted Answer

If you miss the deadline, your crops will not be covered for any natural calamities (hailstorm, unseasonal rain) in January-March 2026.

Question 3

Is E-Pik Pahani mandatory for claim?

Accepted Answer

Yes. After insuring your crop, you must complete the E-Pik Pahani on the mobile app before January 15, 2026. If your physical crop (on field) does not match your insurance data, your claim will be rejected.

Pik Vima Scheme Maharashtra

Maharashtra Pik Vima Rabi 2026 Last Date: How to Apply